📍 Blue Ridge, TX · Zillow ZHVI · July 2026

Average Home Price in
Blue Ridge, TX

Dallas-Fort Worth-Arlington, TX metro area · Collin County County

Median Home Value
$440,318
↑ 0.3% year-over-year
vs. National Median
$410,000
Blue Ridge is 7% above
Est. Monthly Payment
$2,296/mo
20% down · 6.8% rate
Income Needed
$117K
gross annual (30% rule)
Median Home Value
$440,318
↑ 0.3% year-over-year

Down Payment (20%)$88,064
Monthly P&I$2,296/mo
With Taxes & Ins.~$2,916/mo
Income Needed$116,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Blue Ridge, TX

The median home value in Blue Ridge, TX is $440,318 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and up 0.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Blue Ridge are priced7% above average. Blue Ridge is part of the Dallas-Fort Worth-Arlington, TX metro area.

Over the past five years, Blue Ridge home values have risen by approximately26.5%, reflecting strong long-term appreciation in this market.

City Comparison

Blue Ridge vs. National Median

🏠 Blue Ridge
$440,318
National Median
$410,000

At $440,318, homes in Blue Ridge cost 7% above the national median of $410,000. Buyers in Blue Ridge should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Blue Ridge?

20% Down Payment
$88,064
on $440,318
Monthly P&I
$2,296/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,916/mo
incl. taxes & insurance
Income Needed
$116,640
gross annual (30% rule)
10% Down Option
$44,032
+ PMI applies
Loan Amount (20% dn)
$352,254
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Blue Ridge, TX?
The median home value in Blue Ridge is $440,318 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Blue Ridge?
Over the past year, home values in Blue Ridge have increased by 0.3%. Over five years, prices have risen approximately 26.5%.
How much do I need to earn to buy a home in Blue Ridge?
To comfortably afford the median home price of $440,318 with a 20% down payment ($88,064) at today's rates (6.8%), you'd need a gross annual income of approximately $116,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Blue Ridge compare to the national average home price?
The national median home value is approximately $410,000. At $440,318, homes in Blue Ridge are 7% above the national average.
What metro area is Blue Ridge part of?
Blue Ridge is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.