Market Overview
Home Prices in Bogata, TX
The median home value in Bogata, TX is $192,372 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and down 4.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bogata are priced53% below average.
Over the past five years, Bogata home values have risen by approximately6.3%, reflecting steady appreciation in this market.
Price History
Bogata Home Price Trend
2020
$155,979
$156K
—
2021
$180,899
$181K
+16.0%
2022
$208,825
$209K
+15.4%
2023
$194,542
$195K
-6.8%
2024
$192,578
$193K
-1.0%
2025
$183,200
$183K
-4.9%
2026
$192,372
$192K
+5.0%
City Comparison
Bogata vs. National Median
🏠 Bogata
$192,372
National Median
$410,000
At $192,372, homes in Bogata cost 53% below the national median of $410,000. This makes Bogata a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bogata?
20% Down Payment
$38,474
on $192,372
Monthly P&I
$1,003/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,274/mo
incl. taxes & insurance
Income Needed
$50,960
gross annual (30% rule)
10% Down Option
$19,237
+ PMI applies
Loan Amount (20% dn)
$153,898
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bogata, TX?
The median home value in Bogata is $192,372 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Bogata?
Over the past year, home values in Bogata have increased by 5%. Over five years, prices have risen approximately 6.3%.
How much do I need to earn to buy a home in Bogata?
To comfortably afford the median home price of $192,372 with a 20% down payment ($38,474) at today's rates (6.8%), you'd need a gross annual income of approximately $50,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Bogata compare to the national average home price?
The national median home value is approximately $410,000. At $192,372, homes in Bogata are 53% below the national average.