Market Overview
Home Prices in Borger, TX
The median home value in Borger, TX is $114,302 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and down 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Borger are priced72% below average. Borger is part of the Borger, TX metro area.
Over the past five years, Borger home values have risen by approximately8.6%, reflecting steady appreciation in this market.
Price History
Borger Home Price Trend
2020
$98,396
$98K
—
2021
$105,289
$105K
+7.0%
2022
$114,812
$115K
+9.0%
2023
$108,328
$108K
-5.6%
2024
$114,749
$115K
+5.9%
2025
$111,620
$112K
-2.7%
2026
$114,302
$114K
+2.4%
City Comparison
Borger vs. National Median
🏠 Borger
$114,302
National Median
$410,000
At $114,302, homes in Borger cost 72% below the national median of $410,000. This makes Borger a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Borger?
20% Down Payment
$22,860
on $114,302
Monthly P&I
$596/mo
30-yr @ 6.8%
Total Monthly Est.
~$757/mo
incl. taxes & insurance
Income Needed
$30,280
gross annual (30% rule)
10% Down Option
$11,430
+ PMI applies
Loan Amount (20% dn)
$91,442
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Borger, TX?
The median home value in Borger is $114,302 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Borger?
Over the past year, home values in Borger have increased by 2.4%. Over five years, prices have risen approximately 8.6%.
How much do I need to earn to buy a home in Borger?
To comfortably afford the median home price of $114,302 with a 20% down payment ($22,860) at today's rates (6.8%), you'd need a gross annual income of approximately $30,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Borger compare to the national average home price?
The national median home value is approximately $410,000. At $114,302, homes in Borger are 72% below the national average.
What metro area is Borger part of?
Borger is part of the Borger, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.