📍 Bowie, TX · Zillow ZHVI · July 2026

Average Home Price in
Bowie, TX

Montague County County

Median Home Value
$242,851
↓ 3.5% year-over-year
vs. National Median
$410,000
Bowie is 41% below
Est. Monthly Payment
$1,267/mo
20% down · 6.8% rate
Income Needed
$64K
gross annual (30% rule)
Median Home Value
$242,851
↓ 3.5% year-over-year

Down Payment (20%)$48,570
Monthly P&I$1,267/mo
With Taxes & Ins.~$1,609/mo
Income Needed$64,360/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Bowie, TX

The median home value in Bowie, TX is $242,851 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.5% compared to a year ago and down 0.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Bowie are priced41% below average.

Over the past five years, Bowie home values have risen by approximately18.1%, reflecting steady appreciation in this market.

City Comparison

Bowie vs. National Median

🏠 Bowie
$242,851
National Median
$410,000

At $242,851, homes in Bowie cost 41% below the national median of $410,000. This makes Bowie a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Bowie?

20% Down Payment
$48,570
on $242,851
Monthly P&I
$1,267/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,609/mo
incl. taxes & insurance
Income Needed
$64,360
gross annual (30% rule)
10% Down Option
$24,285
+ PMI applies
Loan Amount (20% dn)
$194,281
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Bowie, TX?
The median home value in Bowie is $242,851 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.5% year-over-year.
How much have home prices changed in Bowie?
Over the past year, home values in Bowie have decreased by 3.5%. Over five years, prices have risen approximately 18.1%.
How much do I need to earn to buy a home in Bowie?
To comfortably afford the median home price of $242,851 with a 20% down payment ($48,570) at today's rates (6.8%), you'd need a gross annual income of approximately $64,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Bowie compare to the national average home price?
The national median home value is approximately $410,000. At $242,851, homes in Bowie are 41% below the national average.