Market Overview
Home Prices in Brady, TX
The median home value in Brady, TX is $118,260 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.8% compared to a year ago and down 7.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Brady are priced71% below average.
Over the past five years, Brady home values have risen by approximately1.9%, reflecting modest growth in this market.
Price History
Brady Home Price Trend
2020
$111,515
$112K
—
2021
$116,111
$116K
+4.1%
2022
$144,239
$144K
+24.2%
2023
$138,027
$138K
-4.3%
2024
$127,089
$127K
-7.9%
2025
$117,364
$117K
-7.7%
2026
$118,260
$118K
+0.8%
City Comparison
Brady vs. National Median
🏠 Brady
$118,260
National Median
$410,000
At $118,260, homes in Brady cost 71% below the national median of $410,000. This makes Brady a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Brady?
20% Down Payment
$23,652
on $118,260
Monthly P&I
$617/mo
30-yr @ 6.8%
Total Monthly Est.
~$784/mo
incl. taxes & insurance
Income Needed
$31,360
gross annual (30% rule)
10% Down Option
$11,826
+ PMI applies
Loan Amount (20% dn)
$94,608
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Brady, TX?
The median home value in Brady is $118,260 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.8% year-over-year.
How much have home prices changed in Brady?
Over the past year, home values in Brady have increased by 0.8%. Over five years, prices have risen approximately 1.9%.
How much do I need to earn to buy a home in Brady?
To comfortably afford the median home price of $118,260 with a 20% down payment ($23,652) at today's rates (6.8%), you'd need a gross annual income of approximately $31,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Brady compare to the national average home price?
The national median home value is approximately $410,000. At $118,260, homes in Brady are 71% below the national average.