Market Overview
Home Prices in Brownwood, TX
The median home value in Brownwood, TX is $174,015 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.9% compared to a year ago and up 0% from two years prior.
Compared to the U.S. national median of $410,000, homes in Brownwood are priced58% below average. Brownwood is part of the Brownwood, TX metro area.
Over the past five years, Brownwood home values have risen by approximately16.6%, reflecting steady appreciation in this market.
Price History
Brownwood Home Price Trend
City Comparison
Brownwood vs. National Median
At $174,015, homes in Brownwood cost 58% below the national median of $410,000. This makes Brownwood a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Brownwood?
20% Down Payment
$34,803
on $174,015
Monthly P&I
$908/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,153/mo
incl. taxes & insurance
Income Needed
$46,120
gross annual (30% rule)
10% Down Option
$17,402
+ PMI applies
Loan Amount (20% dn)
$139,212
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Brownwood, TX?
The median home value in Brownwood is $174,015 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.9% year-over-year.
How much have home prices changed in Brownwood?
Over the past year, home values in Brownwood have decreased by 1.9%. Over five years, prices have risen approximately 16.6%.
How much do I need to earn to buy a home in Brownwood?
To comfortably afford the median home price of $174,015 with a 20% down payment ($34,803) at today's rates (6.8%), you'd need a gross annual income of approximately $46,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Brownwood compare to the national average home price?
The national median home value is approximately $410,000. At $174,015, homes in Brownwood are 58% below the national average.
What metro area is Brownwood part of?
Brownwood is part of the Brownwood, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.