Market Overview
Home Prices in Buda, TX
The median home value in Buda, TX is $356,634 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.2% compared to a year ago and down 6.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Buda are priced13% below average. Buda is part of the Austin-Round Rock-Georgetown, TX metro area.
Over the past five years, Buda home values have fallen by approximately4.6%, reflecting softening conditions in this market.
Price History
Buda Home Price Trend
City Comparison
Buda vs. National Median
At $356,634, homes in Buda cost 13% below the national median of $410,000. This makes Buda a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Buda?
20% Down Payment
$71,327
on $356,634
Monthly P&I
$1,860/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,362/mo
incl. taxes & insurance
Income Needed
$94,480
gross annual (30% rule)
10% Down Option
$35,663
+ PMI applies
Loan Amount (20% dn)
$285,307
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Buda, TX?
The median home value in Buda is $356,634 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.2% year-over-year.
How much have home prices changed in Buda?
Over the past year, home values in Buda have decreased by 5.2%. Over five years, prices have fallen approximately 4.6%.
How much do I need to earn to buy a home in Buda?
To comfortably afford the median home price of $356,634 with a 20% down payment ($71,327) at today's rates (6.8%), you'd need a gross annual income of approximately $94,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Buda compare to the national average home price?
The national median home value is approximately $410,000. At $356,634, homes in Buda are 13% below the national average.
What metro area is Buda part of?
Buda is part of the Austin-Round Rock-Georgetown, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.