Market Overview
Home Prices in Caddo Mills, TX
The median home value in Caddo Mills, TX is $318,484 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4% compared to a year ago and down 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Caddo Mills are priced22% below average. Caddo Mills is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, Caddo Mills home values have risen by approximately11.5%, reflecting steady appreciation in this market.
Price History
Caddo Mills Home Price Trend
City Comparison
Caddo Mills vs. National Median
At $318,484, homes in Caddo Mills cost 22% below the national median of $410,000. This makes Caddo Mills a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Caddo Mills?
20% Down Payment
$63,697
on $318,484
Monthly P&I
$1,661/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,109/mo
incl. taxes & insurance
Income Needed
$84,360
gross annual (30% rule)
10% Down Option
$31,848
+ PMI applies
Loan Amount (20% dn)
$254,787
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Caddo Mills, TX?
The median home value in Caddo Mills is $318,484 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4% year-over-year.
How much have home prices changed in Caddo Mills?
Over the past year, home values in Caddo Mills have decreased by 4%. Over five years, prices have risen approximately 11.5%.
How much do I need to earn to buy a home in Caddo Mills?
To comfortably afford the median home price of $318,484 with a 20% down payment ($63,697) at today's rates (6.8%), you'd need a gross annual income of approximately $84,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Caddo Mills compare to the national average home price?
The national median home value is approximately $410,000. At $318,484, homes in Caddo Mills are 22% below the national average.
What metro area is Caddo Mills part of?
Caddo Mills is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.