📍 Canadian, TX · Zillow ZHVI · July 2026

Average Home Price in
Canadian, TX

Hemphill County County

Median Home Value
$178,682
↑ 9.3% year-over-year
vs. National Median
$410,000
Canadian is 56% below
Est. Monthly Payment
$932/mo
20% down · 6.8% rate
Income Needed
$47K
gross annual (30% rule)
Median Home Value
$178,682
↑ 9.3% year-over-year

Down Payment (20%)$35,736
Monthly P&I$932/mo
With Taxes & Ins.~$1,184/mo
Income Needed$47,360/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Canadian, TX

The median home value in Canadian, TX is $178,682 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.3% compared to a year ago and down 2.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Canadian are priced56% below average.

Over the past five years, Canadian home values have fallen by approximately1.8%, reflecting softening conditions in this market.

City Comparison

Canadian vs. National Median

🏠 Canadian
$178,682
National Median
$410,000

At $178,682, homes in Canadian cost 56% below the national median of $410,000. This makes Canadian a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Canadian?

20% Down Payment
$35,736
on $178,682
Monthly P&I
$932/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,184/mo
incl. taxes & insurance
Income Needed
$47,360
gross annual (30% rule)
10% Down Option
$17,868
+ PMI applies
Loan Amount (20% dn)
$142,946
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Canadian, TX?
The median home value in Canadian is $178,682 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.3% year-over-year.
How much have home prices changed in Canadian?
Over the past year, home values in Canadian have increased by 9.3%. Over five years, prices have fallen approximately 1.8%.
How much do I need to earn to buy a home in Canadian?
To comfortably afford the median home price of $178,682 with a 20% down payment ($35,736) at today's rates (6.8%), you'd need a gross annual income of approximately $47,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Canadian compare to the national average home price?
The national median home value is approximately $410,000. At $178,682, homes in Canadian are 56% below the national average.