Market Overview
Home Prices in Carbon, TX
The median home value in Carbon, TX is $206,243 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and down 10.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Carbon are priced50% below average.
Price History
Carbon Home Price Trend
2022
$250,590
$251K
—
2023
$224,870
$225K
-10.3%
2024
$219,646
$220K
-2.3%
2025
$197,453
$197K
-10.1%
2026
$206,243
$206K
+4.5%
City Comparison
Carbon vs. National Median
🏠 Carbon
$206,243
National Median
$410,000
At $206,243, homes in Carbon cost 50% below the national median of $410,000. This makes Carbon a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Carbon?
20% Down Payment
$41,249
on $206,243
Monthly P&I
$1,076/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,367/mo
incl. taxes & insurance
Income Needed
$54,680
gross annual (30% rule)
10% Down Option
$20,624
+ PMI applies
Loan Amount (20% dn)
$164,994
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Carbon, TX?
The median home value in Carbon is $206,243 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Carbon?
Over the past year, home values in Carbon have increased by 4.5%.
How much do I need to earn to buy a home in Carbon?
To comfortably afford the median home price of $206,243 with a 20% down payment ($41,249) at today's rates (6.8%), you'd need a gross annual income of approximately $54,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Carbon compare to the national average home price?
The national median home value is approximately $410,000. At $206,243, homes in Carbon are 50% below the national average.