Market Overview
Home Prices in Cat Spring, TX
The median home value in Cat Spring, TX is $648,682 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.6% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cat Spring are priced58% above average. Cat Spring is part of the Houston-The Woodlands-Sugar Land, TX metro area.
Over the past five years, Cat Spring home values have risen by approximately16.2%, reflecting steady appreciation in this market.
Price History
Cat Spring Home Price Trend
City Comparison
Cat Spring vs. National Median
At $648,682, homes in Cat Spring cost 58% above the national median of $410,000. Buyers in Cat Spring should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cat Spring?
20% Down Payment
$129,736
on $648,682
Monthly P&I
$3,383/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,296/mo
incl. taxes & insurance
Income Needed
$171,840
gross annual (30% rule)
10% Down Option
$64,868
+ PMI applies
Loan Amount (20% dn)
$518,946
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cat Spring, TX?
The median home value in Cat Spring is $648,682 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.6% year-over-year.
How much have home prices changed in Cat Spring?
Over the past year, home values in Cat Spring have decreased by 1.6%. Over five years, prices have risen approximately 16.2%.
How much do I need to earn to buy a home in Cat Spring?
To comfortably afford the median home price of $648,682 with a 20% down payment ($129,736) at today's rates (6.8%), you'd need a gross annual income of approximately $171,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Cat Spring compare to the national average home price?
The national median home value is approximately $410,000. At $648,682, homes in Cat Spring are 58% above the national average.
What metro area is Cat Spring part of?
Cat Spring is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.