Market Overview
Home Prices in Cedar Creek, TX
The median home value in Cedar Creek, TX is $427,949 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.9% compared to a year ago and down 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cedar Creek are priced4% above average. Cedar Creek is part of the Austin-Round Rock-Georgetown, TX metro area.
Over the past five years, Cedar Creek home values have risen by approximately11.8%, reflecting steady appreciation in this market.
Price History
Cedar Creek Home Price Trend
City Comparison
Cedar Creek vs. National Median
At $427,949, homes in Cedar Creek cost 4% above the national median of $410,000. Buyers in Cedar Creek should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cedar Creek?
20% Down Payment
$85,590
on $427,949
Monthly P&I
$2,232/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,835/mo
incl. taxes & insurance
Income Needed
$113,400
gross annual (30% rule)
10% Down Option
$42,795
+ PMI applies
Loan Amount (20% dn)
$342,359
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cedar Creek, TX?
The median home value in Cedar Creek is $427,949 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.9% year-over-year.
How much have home prices changed in Cedar Creek?
Over the past year, home values in Cedar Creek have decreased by 5.9%. Over five years, prices have risen approximately 11.8%.
How much do I need to earn to buy a home in Cedar Creek?
To comfortably afford the median home price of $427,949 with a 20% down payment ($85,590) at today's rates (6.8%), you'd need a gross annual income of approximately $113,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Cedar Creek compare to the national average home price?
The national median home value is approximately $410,000. At $427,949, homes in Cedar Creek are 4% above the national average.
What metro area is Cedar Creek part of?
Cedar Creek is part of the Austin-Round Rock-Georgetown, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.