Market Overview
Home Prices in Celina, TX
The median home value in Celina, TX is $526,525 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 9.7% compared to a year ago and down 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Celina are priced28% above average. Celina is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, Celina home values have risen by approximately19.2%, reflecting steady appreciation in this market.
Price History
Celina Home Price Trend
City Comparison
Celina vs. National Median
At $526,525, homes in Celina cost 28% above the national median of $410,000. Buyers in Celina should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Celina?
20% Down Payment
$105,305
on $526,525
Monthly P&I
$2,746/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,487/mo
incl. taxes & insurance
Income Needed
$139,480
gross annual (30% rule)
10% Down Option
$52,653
+ PMI applies
Loan Amount (20% dn)
$421,220
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Celina, TX?
The median home value in Celina is $526,525 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 9.7% year-over-year.
How much have home prices changed in Celina?
Over the past year, home values in Celina have decreased by 9.7%. Over five years, prices have risen approximately 19.2%.
How much do I need to earn to buy a home in Celina?
To comfortably afford the median home price of $526,525 with a 20% down payment ($105,305) at today's rates (6.8%), you'd need a gross annual income of approximately $139,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Celina compare to the national average home price?
The national median home value is approximately $410,000. At $526,525, homes in Celina are 28% above the national average.
What metro area is Celina part of?
Celina is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.