📍 Center, TX · Zillow ZHVI · July 2026

Average Home Price in
Center, TX

Shelby County County

Median Home Value
$206,821
↓ 4.8% year-over-year
vs. National Median
$410,000
Center is 50% below
Est. Monthly Payment
$1,079/mo
20% down · 6.8% rate
Income Needed
$55K
gross annual (30% rule)
Median Home Value
$206,821
↓ 4.8% year-over-year

Down Payment (20%)$41,364
Monthly P&I$1,079/mo
With Taxes & Ins.~$1,370/mo
Income Needed$54,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Center, TX

The median home value in Center, TX is $206,821 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.8% compared to a year ago and down 1.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Center are priced50% below average.

Over the past five years, Center home values have fallen by approximately10.1%, reflecting softening conditions in this market.

City Comparison

Center vs. National Median

🏠 Center
$206,821
National Median
$410,000

At $206,821, homes in Center cost 50% below the national median of $410,000. This makes Center a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Center?

20% Down Payment
$41,364
on $206,821
Monthly P&I
$1,079/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,370/mo
incl. taxes & insurance
Income Needed
$54,800
gross annual (30% rule)
10% Down Option
$20,682
+ PMI applies
Loan Amount (20% dn)
$165,457
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Center, TX?
The median home value in Center is $206,821 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.8% year-over-year.
How much have home prices changed in Center?
Over the past year, home values in Center have decreased by 4.8%. Over five years, prices have fallen approximately 10.1%.
How much do I need to earn to buy a home in Center?
To comfortably afford the median home price of $206,821 with a 20% down payment ($41,364) at today's rates (6.8%), you'd need a gross annual income of approximately $54,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Center compare to the national average home price?
The national median home value is approximately $410,000. At $206,821, homes in Center are 50% below the national average.