Market Overview
Home Prices in China Spring, TX
The median home value in China Spring, TX is $445,336 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in China Spring are priced9% above average. China Spring is part of the Waco, TX metro area.
Over the past five years, China Spring home values have risen by approximately27.9%, reflecting strong long-term appreciation in this market.
Price History
China Spring Home Price Trend
City Comparison
China Spring vs. National Median
At $445,336, homes in China Spring cost 9% above the national median of $410,000. Buyers in China Spring should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in China Spring?
20% Down Payment
$89,067
on $445,336
Monthly P&I
$2,323/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,950/mo
incl. taxes & insurance
Income Needed
$118,000
gross annual (30% rule)
10% Down Option
$44,534
+ PMI applies
Loan Amount (20% dn)
$356,269
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in China Spring, TX?
The median home value in China Spring is $445,336 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in China Spring?
Over the past year, home values in China Spring have increased by 2.2%. Over five years, prices have risen approximately 27.9%.
How much do I need to earn to buy a home in China Spring?
To comfortably afford the median home price of $445,336 with a 20% down payment ($89,067) at today's rates (6.8%), you'd need a gross annual income of approximately $118,000. This assumes keeping total housing costs at or below 30% of gross income.
How does China Spring compare to the national average home price?
The national median home value is approximately $410,000. At $445,336, homes in China Spring are 9% above the national average.
What metro area is China Spring part of?
China Spring is part of the Waco, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.