Market Overview
Home Prices in Cinco Ranch, TX
The median home value in Cinco Ranch, TX is $547,432 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.5% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cinco Ranch are priced34% above average. Cinco Ranch is part of the Houston-The Woodlands-Sugar Land, TX metro area.
Over the past five years, Cinco Ranch home values have risen by approximately31.5%, reflecting strong long-term appreciation in this market.
Price History
Cinco Ranch Home Price Trend
City Comparison
Cinco Ranch vs. National Median
At $547,432, homes in Cinco Ranch cost 34% above the national median of $410,000. Buyers in Cinco Ranch should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cinco Ranch?
20% Down Payment
$109,486
on $547,432
Monthly P&I
$2,855/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,626/mo
incl. taxes & insurance
Income Needed
$145,040
gross annual (30% rule)
10% Down Option
$54,743
+ PMI applies
Loan Amount (20% dn)
$437,946
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cinco Ranch, TX?
The median home value in Cinco Ranch is $547,432 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.5% year-over-year.
How much have home prices changed in Cinco Ranch?
Over the past year, home values in Cinco Ranch have decreased by 0.5%. Over five years, prices have risen approximately 31.5%.
How much do I need to earn to buy a home in Cinco Ranch?
To comfortably afford the median home price of $547,432 with a 20% down payment ($109,486) at today's rates (6.8%), you'd need a gross annual income of approximately $145,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Cinco Ranch compare to the national average home price?
The national median home value is approximately $410,000. At $547,432, homes in Cinco Ranch are 34% above the national average.
What metro area is Cinco Ranch part of?
Cinco Ranch is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.