Market Overview
Home Prices in Clute, TX
The median home value in Clute, TX is $199,703 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.7% compared to a year ago and down 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clute are priced51% below average. Clute is part of the Houston-The Woodlands-Sugar Land, TX metro area.
Over the past five years, Clute home values have risen by approximately3.1%, reflecting modest growth in this market.
Price History
Clute Home Price Trend
City Comparison
Clute vs. National Median
At $199,703, homes in Clute cost 51% below the national median of $410,000. This makes Clute a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clute?
20% Down Payment
$39,941
on $199,703
Monthly P&I
$1,042/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,323/mo
incl. taxes & insurance
Income Needed
$52,920
gross annual (30% rule)
10% Down Option
$19,970
+ PMI applies
Loan Amount (20% dn)
$159,762
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clute, TX?
The median home value in Clute is $199,703 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.7% year-over-year.
How much have home prices changed in Clute?
Over the past year, home values in Clute have decreased by 0.7%. Over five years, prices have risen approximately 3.1%.
How much do I need to earn to buy a home in Clute?
To comfortably afford the median home price of $199,703 with a 20% down payment ($39,941) at today's rates (6.8%), you'd need a gross annual income of approximately $52,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Clute compare to the national average home price?
The national median home value is approximately $410,000. At $199,703, homes in Clute are 51% below the national average.
What metro area is Clute part of?
Clute is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.