Market Overview
Home Prices in Coldspring, TX
The median home value in Coldspring, TX is $267,278 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Coldspring are priced35% below average.
Over the past five years, Coldspring home values have risen by approximately10.3%, reflecting steady appreciation in this market.
Price History
Coldspring Home Price Trend
2020
$195,569
$196K
—
2021
$242,235
$242K
+23.9%
2022
$286,761
$287K
+18.4%
2023
$270,758
$271K
-5.6%
2024
$257,804
$258K
-4.8%
2025
$263,191
$263K
+2.1%
2026
$267,278
$267K
+1.6%
City Comparison
Coldspring vs. National Median
🏠 Coldspring
$267,278
National Median
$410,000
At $267,278, homes in Coldspring cost 35% below the national median of $410,000. This makes Coldspring a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Coldspring?
20% Down Payment
$53,456
on $267,278
Monthly P&I
$1,394/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,770/mo
incl. taxes & insurance
Income Needed
$70,800
gross annual (30% rule)
10% Down Option
$26,728
+ PMI applies
Loan Amount (20% dn)
$213,822
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Coldspring, TX?
The median home value in Coldspring is $267,278 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Coldspring?
Over the past year, home values in Coldspring have increased by 1.6%. Over five years, prices have risen approximately 10.3%.
How much do I need to earn to buy a home in Coldspring?
To comfortably afford the median home price of $267,278 with a 20% down payment ($53,456) at today's rates (6.8%), you'd need a gross annual income of approximately $70,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Coldspring compare to the national average home price?
The national median home value is approximately $410,000. At $267,278, homes in Coldspring are 35% below the national average.