Market Overview
Home Prices in Columbus, TX
The median home value in Columbus, TX is $319,646 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.5% compared to a year ago and up 4.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Columbus are priced22% below average.
Over the past five years, Columbus home values have risen by approximately16.8%, reflecting steady appreciation in this market.
Price History
Columbus Home Price Trend
2020
$234,612
$235K
—
2021
$273,632
$274K
+16.6%
2022
$309,494
$309K
+13.1%
2023
$304,534
$305K
-1.6%
2024
$312,602
$313K
+2.6%
2025
$327,843
$328K
+4.9%
2026
$319,646
$320K
-2.5%
City Comparison
Columbus vs. National Median
🏠 Columbus
$319,646
National Median
$410,000
At $319,646, homes in Columbus cost 22% below the national median of $410,000. This makes Columbus a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Columbus?
20% Down Payment
$63,929
on $319,646
Monthly P&I
$1,667/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,117/mo
incl. taxes & insurance
Income Needed
$84,680
gross annual (30% rule)
10% Down Option
$31,965
+ PMI applies
Loan Amount (20% dn)
$255,717
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Columbus, TX?
The median home value in Columbus is $319,646 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.5% year-over-year.
How much have home prices changed in Columbus?
Over the past year, home values in Columbus have decreased by 2.5%. Over five years, prices have risen approximately 16.8%.
How much do I need to earn to buy a home in Columbus?
To comfortably afford the median home price of $319,646 with a 20% down payment ($63,929) at today's rates (6.8%), you'd need a gross annual income of approximately $84,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Columbus compare to the national average home price?
The national median home value is approximately $410,000. At $319,646, homes in Columbus are 22% below the national average.