Market Overview
Home Prices in Cooper, TX
The median home value in Cooper, TX is $126,624 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.6% compared to a year ago and up 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cooper are priced69% below average.
Over the past five years, Cooper home values have risen by approximately29.1%, reflecting strong long-term appreciation in this market.
Price History
Cooper Home Price Trend
2020
$77,997
$78K
—
2021
$98,095
$98K
+25.8%
2022
$121,782
$122K
+24.1%
2023
$124,497
$124K
+2.2%
2024
$131,512
$132K
+5.6%
2025
$137,050
$137K
+4.2%
2026
$126,624
$127K
-7.6%
City Comparison
Cooper vs. National Median
🏠 Cooper
$126,624
National Median
$410,000
At $126,624, homes in Cooper cost 69% below the national median of $410,000. This makes Cooper a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cooper?
20% Down Payment
$25,325
on $126,624
Monthly P&I
$660/mo
30-yr @ 6.8%
Total Monthly Est.
~$838/mo
incl. taxes & insurance
Income Needed
$33,520
gross annual (30% rule)
10% Down Option
$12,662
+ PMI applies
Loan Amount (20% dn)
$101,299
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cooper, TX?
The median home value in Cooper is $126,624 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.6% year-over-year.
How much have home prices changed in Cooper?
Over the past year, home values in Cooper have decreased by 7.6%. Over five years, prices have risen approximately 29.1%.
How much do I need to earn to buy a home in Cooper?
To comfortably afford the median home price of $126,624 with a 20% down payment ($25,325) at today's rates (6.8%), you'd need a gross annual income of approximately $33,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Cooper compare to the national average home price?
The national median home value is approximately $410,000. At $126,624, homes in Cooper are 69% below the national average.