Market Overview
Home Prices in Copperas Cove, TX
The median home value in Copperas Cove, TX is $228,412 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and down 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Copperas Cove are priced44% below average. Copperas Cove is part of the Killeen-Temple, TX metro area.
Over the past five years, Copperas Cove home values have risen by approximately26.1%, reflecting strong long-term appreciation in this market.
Price History
Copperas Cove Home Price Trend
City Comparison
Copperas Cove vs. National Median
At $228,412, homes in Copperas Cove cost 44% below the national median of $410,000. This makes Copperas Cove a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Copperas Cove?
20% Down Payment
$45,682
on $228,412
Monthly P&I
$1,191/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,513/mo
incl. taxes & insurance
Income Needed
$60,520
gross annual (30% rule)
10% Down Option
$22,841
+ PMI applies
Loan Amount (20% dn)
$182,730
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Copperas Cove, TX?
The median home value in Copperas Cove is $228,412 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Copperas Cove?
Over the past year, home values in Copperas Cove have decreased by 0.2%. Over five years, prices have risen approximately 26.1%.
How much do I need to earn to buy a home in Copperas Cove?
To comfortably afford the median home price of $228,412 with a 20% down payment ($45,682) at today's rates (6.8%), you'd need a gross annual income of approximately $60,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Copperas Cove compare to the national average home price?
The national median home value is approximately $410,000. At $228,412, homes in Copperas Cove are 44% below the national average.
What metro area is Copperas Cove part of?
Copperas Cove is part of the Killeen-Temple, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.