Market Overview
Home Prices in Cove, TX
The median home value in Cove, TX is $378,845 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cove are priced8% below average. Cove is part of the Houston-The Woodlands-Sugar Land, TX metro area.
Price History
Cove Home Price Trend
2022
$331,895
$332K
—
2023
$338,924
$339K
+2.1%
2024
$360,081
$360K
+6.2%
2025
$367,145
$367K
+2.0%
2026
$378,845
$379K
+3.2%
City Comparison
Cove vs. National Median
🏠 Cove
$378,845
National Median
$410,000
At $378,845, homes in Cove cost 8% below the national median of $410,000. This makes Cove a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cove?
20% Down Payment
$75,769
on $378,845
Monthly P&I
$1,976/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,510/mo
incl. taxes & insurance
Income Needed
$100,400
gross annual (30% rule)
10% Down Option
$37,885
+ PMI applies
Loan Amount (20% dn)
$303,076
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cove, TX?
The median home value in Cove is $378,845 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Cove?
Over the past year, home values in Cove have increased by 3.2%.
How much do I need to earn to buy a home in Cove?
To comfortably afford the median home price of $378,845 with a 20% down payment ($75,769) at today's rates (6.8%), you'd need a gross annual income of approximately $100,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Cove compare to the national average home price?
The national median home value is approximately $410,000. At $378,845, homes in Cove are 8% below the national average.
What metro area is Cove part of?
Cove is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.