Market Overview
Home Prices in Cross Roads, TX
The median home value in Cross Roads, TX is $336,651 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.6% compared to a year ago and down 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cross Roads are priced18% below average. Cross Roads is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, Cross Roads home values have risen by approximately6.4%, reflecting steady appreciation in this market.
Price History
Cross Roads Home Price Trend
City Comparison
Cross Roads vs. National Median
At $336,651, homes in Cross Roads cost 18% below the national median of $410,000. This makes Cross Roads a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cross Roads?
20% Down Payment
$67,330
on $336,651
Monthly P&I
$1,756/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,230/mo
incl. taxes & insurance
Income Needed
$89,200
gross annual (30% rule)
10% Down Option
$33,665
+ PMI applies
Loan Amount (20% dn)
$269,321
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cross Roads, TX?
The median home value in Cross Roads is $336,651 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.6% year-over-year.
How much have home prices changed in Cross Roads?
Over the past year, home values in Cross Roads have decreased by 7.6%. Over five years, prices have risen approximately 6.4%.
How much do I need to earn to buy a home in Cross Roads?
To comfortably afford the median home price of $336,651 with a 20% down payment ($67,330) at today's rates (6.8%), you'd need a gross annual income of approximately $89,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Cross Roads compare to the national average home price?
The national median home value is approximately $410,000. At $336,651, homes in Cross Roads are 18% below the national average.
What metro area is Cross Roads part of?
Cross Roads is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.