Market Overview
Home Prices in Cross Timber, TX
The median home value in Cross Timber, TX is $445,700 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.5% compared to a year ago and down 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cross Timber are priced9% above average. Cross Timber is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, Cross Timber home values have risen by approximately20.1%, reflecting strong long-term appreciation in this market.
Price History
Cross Timber Home Price Trend
City Comparison
Cross Timber vs. National Median
At $445,700, homes in Cross Timber cost 9% above the national median of $410,000. Buyers in Cross Timber should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cross Timber?
20% Down Payment
$89,140
on $445,700
Monthly P&I
$2,325/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,953/mo
incl. taxes & insurance
Income Needed
$118,120
gross annual (30% rule)
10% Down Option
$44,570
+ PMI applies
Loan Amount (20% dn)
$356,560
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cross Timber, TX?
The median home value in Cross Timber is $445,700 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.5% year-over-year.
How much have home prices changed in Cross Timber?
Over the past year, home values in Cross Timber have increased by 5.5%. Over five years, prices have risen approximately 20.1%.
How much do I need to earn to buy a home in Cross Timber?
To comfortably afford the median home price of $445,700 with a 20% down payment ($89,140) at today's rates (6.8%), you'd need a gross annual income of approximately $118,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Cross Timber compare to the national average home price?
The national median home value is approximately $410,000. At $445,700, homes in Cross Timber are 9% above the national average.
What metro area is Cross Timber part of?
Cross Timber is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.