Market Overview
Home Prices in Cushing, TX
The median home value in Cushing, TX is $221,409 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and down 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cushing are priced46% below average. Cushing is part of the Nacogdoches, TX metro area.
Over the past five years, Cushing home values have risen by approximately17.2%, reflecting steady appreciation in this market.
Price History
Cushing Home Price Trend
City Comparison
Cushing vs. National Median
At $221,409, homes in Cushing cost 46% below the national median of $410,000. This makes Cushing a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cushing?
20% Down Payment
$44,282
on $221,409
Monthly P&I
$1,155/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,467/mo
incl. taxes & insurance
Income Needed
$58,680
gross annual (30% rule)
10% Down Option
$22,141
+ PMI applies
Loan Amount (20% dn)
$177,127
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cushing, TX?
The median home value in Cushing is $221,409 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Cushing?
Over the past year, home values in Cushing have increased by 1.5%. Over five years, prices have risen approximately 17.2%.
How much do I need to earn to buy a home in Cushing?
To comfortably afford the median home price of $221,409 with a 20% down payment ($44,282) at today's rates (6.8%), you'd need a gross annual income of approximately $58,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Cushing compare to the national average home price?
The national median home value is approximately $410,000. At $221,409, homes in Cushing are 46% below the national average.
What metro area is Cushing part of?
Cushing is part of the Nacogdoches, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.