Market Overview
Home Prices in Desoto, TX
The median home value in Desoto, TX is $324,894 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.8% compared to a year ago and down 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Desoto are priced21% below average. Desoto is part of the Dallas-Fort Worth-Arlington, TX metro area.
Over the past five years, Desoto home values have risen by approximately16.1%, reflecting steady appreciation in this market.
Price History
Desoto Home Price Trend
City Comparison
Desoto vs. National Median
At $324,894, homes in Desoto cost 21% below the national median of $410,000. This makes Desoto a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Desoto?
20% Down Payment
$64,979
on $324,894
Monthly P&I
$1,694/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,151/mo
incl. taxes & insurance
Income Needed
$86,040
gross annual (30% rule)
10% Down Option
$32,489
+ PMI applies
Loan Amount (20% dn)
$259,915
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Desoto, TX?
The median home value in Desoto is $324,894 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.8% year-over-year.
How much have home prices changed in Desoto?
Over the past year, home values in Desoto have decreased by 1.8%. Over five years, prices have risen approximately 16.1%.
How much do I need to earn to buy a home in Desoto?
To comfortably afford the median home price of $324,894 with a 20% down payment ($64,979) at today's rates (6.8%), you'd need a gross annual income of approximately $86,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Desoto compare to the national average home price?
The national median home value is approximately $410,000. At $324,894, homes in Desoto are 21% below the national average.
What metro area is Desoto part of?
Desoto is part of the Dallas-Fort Worth-Arlington, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.