📍 East Bernard, TX · Zillow ZHVI · July 2026

Average Home Price in
East Bernard, TX

El Campo, TX metro area · Wharton County County

Median Home Value
$339,692
↑ 2.8% year-over-year
vs. National Median
$410,000
East Bernard is 17% below
Est. Monthly Payment
$1,772/mo
20% down · 6.8% rate
Income Needed
$90K
gross annual (30% rule)
Median Home Value
$339,692
↑ 2.8% year-over-year

Down Payment (20%)$67,938
Monthly P&I$1,772/mo
With Taxes & Ins.~$2,250/mo
Income Needed$90,000/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in East Bernard, TX

The median home value in East Bernard, TX is $339,692 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 0.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in East Bernard are priced17% below average. East Bernard is part of the El Campo, TX metro area.

Over the past five years, East Bernard home values have risen by approximately13.3%, reflecting steady appreciation in this market.

City Comparison

East Bernard vs. National Median

🏠 East Bernard
$339,692
National Median
$410,000

At $339,692, homes in East Bernard cost 17% below the national median of $410,000. This makes East Bernard a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in East Bernard?

20% Down Payment
$67,938
on $339,692
Monthly P&I
$1,772/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,250/mo
incl. taxes & insurance
Income Needed
$90,000
gross annual (30% rule)
10% Down Option
$33,969
+ PMI applies
Loan Amount (20% dn)
$271,754
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in East Bernard, TX?
The median home value in East Bernard is $339,692 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in East Bernard?
Over the past year, home values in East Bernard have increased by 2.8%. Over five years, prices have risen approximately 13.3%.
How much do I need to earn to buy a home in East Bernard?
To comfortably afford the median home price of $339,692 with a 20% down payment ($67,938) at today's rates (6.8%), you'd need a gross annual income of approximately $90,000. This assumes keeping total housing costs at or below 30% of gross income.
How does East Bernard compare to the national average home price?
The national median home value is approximately $410,000. At $339,692, homes in East Bernard are 17% below the national average.
What metro area is East Bernard part of?
East Bernard is part of the El Campo, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.