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📍 Ector, TX · Zillow ZHVI · July 2026

Average Home Price in
Ector, TX

Bonham, TX metro area · Fannin County County

Median Home Value
$271,269
↓ 1.2% year-over-year
vs. National Median
$410,000
Ector is 34% below
Est. Monthly Payment
$1,415/mo
20% down · 6.8% rate
Income Needed
$72K
gross annual (30% rule)
Median Home Value
$271,269
↓ 1.2% year-over-year
Down Payment (20%)$54,254
Monthly P&I$1,415/mo
With Taxes & Ins.~$1,797/mo
Income Needed$71,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ector, TX

The median home value in Ector, TX is $271,269 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and up 1.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ector are priced34% below average. Ector is part of the Bonham, TX metro area.

City Comparison

Ector vs. National Median

🏠 Ector
$271,269
National Median
$410,000

At $271,269, homes in Ector cost 34% below the national median of $410,000. This makes Ector a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ector?

20% Down Payment
$54,254
on $271,269
Monthly P&I
$1,415/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,797/mo
incl. taxes & insurance
Income Needed
$71,880
gross annual (30% rule)
10% Down Option
$27,127
+ PMI applies
Loan Amount (20% dn)
$217,015
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ector, TX?
The median home value in Ector is $271,269 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Ector?
Over the past year, home values in Ector have decreased by 1.2%.
How much do I need to earn to buy a home in Ector?
To comfortably afford the median home price of $271,269 with a 20% down payment ($54,254) at today's rates (6.8%), you'd need a gross annual income of approximately $71,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Ector compare to the national average home price?
The national median home value is approximately $410,000. At $271,269, homes in Ector are 34% below the national average.
What metro area is Ector part of?
Ector is part of the Bonham, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.