Market Overview
Home Prices in El Campo, TX
The median home value in El Campo, TX is $227,825 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and down 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in El Campo are priced44% below average. El Campo is part of the El Campo, TX metro area.
Over the past five years, El Campo home values have risen by approximately7.1%, reflecting steady appreciation in this market.
Price History
El Campo Home Price Trend
City Comparison
El Campo vs. National Median
At $227,825, homes in El Campo cost 44% below the national median of $410,000. This makes El Campo a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in El Campo?
20% Down Payment
$45,565
on $227,825
Monthly P&I
$1,188/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,509/mo
incl. taxes & insurance
Income Needed
$60,360
gross annual (30% rule)
10% Down Option
$22,783
+ PMI applies
Loan Amount (20% dn)
$182,260
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in El Campo, TX?
The median home value in El Campo is $227,825 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in El Campo?
Over the past year, home values in El Campo have increased by 0.6%. Over five years, prices have risen approximately 7.1%.
How much do I need to earn to buy a home in El Campo?
To comfortably afford the median home price of $227,825 with a 20% down payment ($45,565) at today's rates (6.8%), you'd need a gross annual income of approximately $60,360. This assumes keeping total housing costs at or below 30% of gross income.
How does El Campo compare to the national average home price?
The national median home value is approximately $410,000. At $227,825, homes in El Campo are 44% below the national average.
What metro area is El Campo part of?
El Campo is part of the El Campo, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.