Market Overview
Home Prices in El Cenizo, TX
The median home value in El Cenizo, TX is $101,246 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.6% compared to a year ago and down 7% from two years prior.
Compared to the U.S. national median of $410,000, homes in El Cenizo are priced75% below average. El Cenizo is part of the Laredo, TX metro area.
Price History
El Cenizo Home Price Trend
2022
$102,825
$103K
—
2023
$116,514
$117K
+13.3%
2024
$96,716
$97K
-17.0%
2025
$89,935
$90K
-7.0%
2026
$101,246
$101K
+12.6%
City Comparison
El Cenizo vs. National Median
🏠 El Cenizo
$101,246
National Median
$410,000
At $101,246, homes in El Cenizo cost 75% below the national median of $410,000. This makes El Cenizo a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in El Cenizo?
20% Down Payment
$20,249
on $101,246
Monthly P&I
$528/mo
30-yr @ 6.8%
Total Monthly Est.
~$671/mo
incl. taxes & insurance
Income Needed
$26,840
gross annual (30% rule)
10% Down Option
$10,125
+ PMI applies
Loan Amount (20% dn)
$80,997
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in El Cenizo, TX?
The median home value in El Cenizo is $101,246 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.6% year-over-year.
How much have home prices changed in El Cenizo?
Over the past year, home values in El Cenizo have increased by 12.6%.
How much do I need to earn to buy a home in El Cenizo?
To comfortably afford the median home price of $101,246 with a 20% down payment ($20,249) at today's rates (6.8%), you'd need a gross annual income of approximately $26,840. This assumes keeping total housing costs at or below 30% of gross income.
How does El Cenizo compare to the national average home price?
The national median home value is approximately $410,000. At $101,246, homes in El Cenizo are 75% below the national average.
What metro area is El Cenizo part of?
El Cenizo is part of the Laredo, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.