Market Overview
Home Prices in Emory, TX
The median home value in Emory, TX is $308,059 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and down 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Emory are priced25% below average.
Over the past five years, Emory home values have risen by approximately21.8%, reflecting strong long-term appreciation in this market.
Price History
Emory Home Price Trend
2020
$219,310
$219K
—
2021
$252,946
$253K
+15.3%
2022
$310,764
$311K
+22.9%
2023
$295,013
$295K
-5.1%
2024
$302,434
$302K
+2.5%
2025
$298,658
$299K
-1.2%
2026
$308,059
$308K
+3.1%
City Comparison
Emory vs. National Median
🏠 Emory
$308,059
National Median
$410,000
At $308,059, homes in Emory cost 25% below the national median of $410,000. This makes Emory a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Emory?
20% Down Payment
$61,612
on $308,059
Monthly P&I
$1,607/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,041/mo
incl. taxes & insurance
Income Needed
$81,640
gross annual (30% rule)
10% Down Option
$30,806
+ PMI applies
Loan Amount (20% dn)
$246,447
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Emory, TX?
The median home value in Emory is $308,059 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Emory?
Over the past year, home values in Emory have increased by 3.1%. Over five years, prices have risen approximately 21.8%.
How much do I need to earn to buy a home in Emory?
To comfortably afford the median home price of $308,059 with a 20% down payment ($61,612) at today's rates (6.8%), you'd need a gross annual income of approximately $81,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Emory compare to the national average home price?
The national median home value is approximately $410,000. At $308,059, homes in Emory are 25% below the national average.