Market Overview
Home Prices in Fair Oaks Ranch, TX
The median home value in Fair Oaks Ranch, TX is $711,639 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.5% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fair Oaks Ranch are priced74% above average. Fair Oaks Ranch is part of the San Antonio-New Braunfels, TX metro area.
Over the past five years, Fair Oaks Ranch home values have risen by approximately25.3%, reflecting strong long-term appreciation in this market.
Price History
Fair Oaks Ranch Home Price Trend
City Comparison
Fair Oaks Ranch vs. National Median
At $711,639, homes in Fair Oaks Ranch cost 74% above the national median of $410,000. Buyers in Fair Oaks Ranch should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Fair Oaks Ranch?
20% Down Payment
$142,328
on $711,639
Monthly P&I
$3,711/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,713/mo
incl. taxes & insurance
Income Needed
$188,520
gross annual (30% rule)
10% Down Option
$71,164
+ PMI applies
Loan Amount (20% dn)
$569,311
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fair Oaks Ranch, TX?
The median home value in Fair Oaks Ranch is $711,639 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.5% year-over-year.
How much have home prices changed in Fair Oaks Ranch?
Over the past year, home values in Fair Oaks Ranch have increased by 0.5%. Over five years, prices have risen approximately 25.3%.
How much do I need to earn to buy a home in Fair Oaks Ranch?
To comfortably afford the median home price of $711,639 with a 20% down payment ($142,328) at today's rates (6.8%), you'd need a gross annual income of approximately $188,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Fair Oaks Ranch compare to the national average home price?
The national median home value is approximately $410,000. At $711,639, homes in Fair Oaks Ranch are 74% above the national average.
What metro area is Fair Oaks Ranch part of?
Fair Oaks Ranch is part of the San Antonio-New Braunfels, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.