Market Overview
Home Prices in Floydada, TX
The median home value in Floydada, TX is $72,645 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.9% compared to a year ago and down 6.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Floydada are priced82% below average.
Over the past five years, Floydada home values have fallen by approximately32.7%, reflecting softening conditions in this market.
Price History
Floydada Home Price Trend
2020
$107,175
$107K
—
2021
$107,865
$108K
+0.6%
2022
$104,204
$104K
-3.4%
2023
$93,412
$93K
-10.4%
2024
$84,906
$85K
-9.1%
2025
$79,735
$80K
-6.1%
2026
$72,645
$73K
-8.9%
City Comparison
Floydada vs. National Median
🏠 Floydada
$72,645
National Median
$410,000
At $72,645, homes in Floydada cost 82% below the national median of $410,000. This makes Floydada a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Floydada?
20% Down Payment
$14,529
on $72,645
Monthly P&I
$379/mo
30-yr @ 6.8%
Total Monthly Est.
~$481/mo
incl. taxes & insurance
Income Needed
$19,240
gross annual (30% rule)
10% Down Option
$7,265
+ PMI applies
Loan Amount (20% dn)
$58,116
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Floydada, TX?
The median home value in Floydada is $72,645 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.9% year-over-year.
How much have home prices changed in Floydada?
Over the past year, home values in Floydada have decreased by 8.9%. Over five years, prices have fallen approximately 32.7%.
How much do I need to earn to buy a home in Floydada?
To comfortably afford the median home price of $72,645 with a 20% down payment ($14,529) at today's rates (6.8%), you'd need a gross annual income of approximately $19,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Floydada compare to the national average home price?
The national median home value is approximately $410,000. At $72,645, homes in Floydada are 82% below the national average.