Market Overview
Home Prices in Fredericksburg, TX
The median home value in Fredericksburg, TX is $525,994 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.7% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fredericksburg are priced28% above average. Fredericksburg is part of the Fredericksburg, TX metro area.
Over the past five years, Fredericksburg home values have risen by approximately11.6%, reflecting steady appreciation in this market.
Price History
Fredericksburg Home Price Trend
City Comparison
Fredericksburg vs. National Median
At $525,994, homes in Fredericksburg cost 28% above the national median of $410,000. Buyers in Fredericksburg should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Fredericksburg?
20% Down Payment
$105,199
on $525,994
Monthly P&I
$2,743/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,484/mo
incl. taxes & insurance
Income Needed
$139,360
gross annual (30% rule)
10% Down Option
$52,599
+ PMI applies
Loan Amount (20% dn)
$420,795
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fredericksburg, TX?
The median home value in Fredericksburg is $525,994 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.7% year-over-year.
How much have home prices changed in Fredericksburg?
Over the past year, home values in Fredericksburg have decreased by 5.7%. Over five years, prices have risen approximately 11.6%.
How much do I need to earn to buy a home in Fredericksburg?
To comfortably afford the median home price of $525,994 with a 20% down payment ($105,199) at today's rates (6.8%), you'd need a gross annual income of approximately $139,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Fredericksburg compare to the national average home price?
The national median home value is approximately $410,000. At $525,994, homes in Fredericksburg are 28% above the national average.
What metro area is Fredericksburg part of?
Fredericksburg is part of the Fredericksburg, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.