Market Overview
Home Prices in Garden Ridge, TX
The median home value in Garden Ridge, TX is $698,385 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and down 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Garden Ridge are priced70% above average. Garden Ridge is part of the San Antonio-New Braunfels, TX metro area.
Over the past five years, Garden Ridge home values have risen by approximately19.4%, reflecting steady appreciation in this market.
Price History
Garden Ridge Home Price Trend
City Comparison
Garden Ridge vs. National Median
At $698,385, homes in Garden Ridge cost 70% above the national median of $410,000. Buyers in Garden Ridge should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Garden Ridge?
20% Down Payment
$139,677
on $698,385
Monthly P&I
$3,642/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,625/mo
incl. taxes & insurance
Income Needed
$185,000
gross annual (30% rule)
10% Down Option
$69,839
+ PMI applies
Loan Amount (20% dn)
$558,708
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Garden Ridge, TX?
The median home value in Garden Ridge is $698,385 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Garden Ridge?
Over the past year, home values in Garden Ridge have decreased by 1.4%. Over five years, prices have risen approximately 19.4%.
How much do I need to earn to buy a home in Garden Ridge?
To comfortably afford the median home price of $698,385 with a 20% down payment ($139,677) at today's rates (6.8%), you'd need a gross annual income of approximately $185,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Garden Ridge compare to the national average home price?
The national median home value is approximately $410,000. At $698,385, homes in Garden Ridge are 70% above the national average.
What metro area is Garden Ridge part of?
Garden Ridge is part of the San Antonio-New Braunfels, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.