Market Overview
Home Prices in Georgetown, TX
The median home value in Georgetown, TX is $427,647 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.2% compared to a year ago and down 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Georgetown are priced4% above average. Georgetown is part of the Austin-Round Rock-Georgetown, TX metro area.
Over the past five years, Georgetown home values have fallen by approximately1.9%, reflecting softening conditions in this market.
Price History
Georgetown Home Price Trend
City Comparison
Georgetown vs. National Median
At $427,647, homes in Georgetown cost 4% above the national median of $410,000. Buyers in Georgetown should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Georgetown?
20% Down Payment
$85,529
on $427,647
Monthly P&I
$2,230/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,832/mo
incl. taxes & insurance
Income Needed
$113,280
gross annual (30% rule)
10% Down Option
$42,765
+ PMI applies
Loan Amount (20% dn)
$342,118
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Georgetown, TX?
The median home value in Georgetown is $427,647 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.2% year-over-year.
How much have home prices changed in Georgetown?
Over the past year, home values in Georgetown have decreased by 5.2%. Over five years, prices have fallen approximately 1.9%.
How much do I need to earn to buy a home in Georgetown?
To comfortably afford the median home price of $427,647 with a 20% down payment ($85,529) at today's rates (6.8%), you'd need a gross annual income of approximately $113,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Georgetown compare to the national average home price?
The national median home value is approximately $410,000. At $427,647, homes in Georgetown are 4% above the national average.
What metro area is Georgetown part of?
Georgetown is part of the Austin-Round Rock-Georgetown, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.