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📍 Gholson, TX · Zillow ZHVI · July 2026

Average Home Price in
Gholson, TX

Waco, TX metro area · McLennan County County

Median Home Value
$278,979
↓ 4.5% year-over-year
vs. National Median
$410,000
Gholson is 32% below
Est. Monthly Payment
$1,455/mo
20% down · 6.8% rate
Income Needed
$74K
gross annual (30% rule)
Median Home Value
$278,979
↓ 4.5% year-over-year
Down Payment (20%)$55,796
Monthly P&I$1,455/mo
With Taxes & Ins.~$1,848/mo
Income Needed$73,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Gholson, TX

The median home value in Gholson, TX is $278,979 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.5% compared to a year ago and down 0.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Gholson are priced32% below average. Gholson is part of the Waco, TX metro area.

City Comparison

Gholson vs. National Median

🏠 Gholson
$278,979
National Median
$410,000

At $278,979, homes in Gholson cost 32% below the national median of $410,000. This makes Gholson a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Gholson?

20% Down Payment
$55,796
on $278,979
Monthly P&I
$1,455/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,848/mo
incl. taxes & insurance
Income Needed
$73,920
gross annual (30% rule)
10% Down Option
$27,898
+ PMI applies
Loan Amount (20% dn)
$223,183
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Gholson, TX?
The median home value in Gholson is $278,979 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.5% year-over-year.
How much have home prices changed in Gholson?
Over the past year, home values in Gholson have decreased by 4.5%.
How much do I need to earn to buy a home in Gholson?
To comfortably afford the median home price of $278,979 with a 20% down payment ($55,796) at today's rates (6.8%), you'd need a gross annual income of approximately $73,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Gholson compare to the national average home price?
The national median home value is approximately $410,000. At $278,979, homes in Gholson are 32% below the national average.
What metro area is Gholson part of?
Gholson is part of the Waco, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.