Market Overview
Home Prices in Gilchrist, TX
The median home value in Gilchrist, TX is $398,259 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 10.9% compared to a year ago and down 5.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gilchrist are priced3% below average. Gilchrist is part of the Houston-The Woodlands-Sugar Land, TX metro area.
Over the past five years, Gilchrist home values have risen by approximately5.0%, reflecting modest growth in this market.
Price History
Gilchrist Home Price Trend
City Comparison
Gilchrist vs. National Median
At $398,259, homes in Gilchrist cost 3% below the national median of $410,000. This makes Gilchrist a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Gilchrist?
20% Down Payment
$79,652
on $398,259
Monthly P&I
$2,077/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,638/mo
incl. taxes & insurance
Income Needed
$105,520
gross annual (30% rule)
10% Down Option
$39,826
+ PMI applies
Loan Amount (20% dn)
$318,607
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gilchrist, TX?
The median home value in Gilchrist is $398,259 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 10.9% year-over-year.
How much have home prices changed in Gilchrist?
Over the past year, home values in Gilchrist have decreased by 10.9%. Over five years, prices have risen approximately 5.0%.
How much do I need to earn to buy a home in Gilchrist?
To comfortably afford the median home price of $398,259 with a 20% down payment ($79,652) at today's rates (6.8%), you'd need a gross annual income of approximately $105,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Gilchrist compare to the national average home price?
The national median home value is approximately $410,000. At $398,259, homes in Gilchrist are 3% below the national average.
What metro area is Gilchrist part of?
Gilchrist is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.