Market Overview
Home Prices in Goldthwaite, TX
The median home value in Goldthwaite, TX is $368,300 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.2% compared to a year ago and up 7.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Goldthwaite are priced10% below average.
Over the past five years, Goldthwaite home values have risen by approximately14.6%, reflecting steady appreciation in this market.
Price History
Goldthwaite Home Price Trend
2020
$279,237
$279K
—
2021
$321,337
$321K
+15.1%
2022
$380,137
$380K
+18.3%
2023
$340,786
$341K
-10.4%
2024
$319,649
$320K
-6.2%
2025
$343,657
$344K
+7.5%
2026
$368,300
$368K
+7.2%
City Comparison
Goldthwaite vs. National Median
🏠 Goldthwaite
$368,300
National Median
$410,000
At $368,300, homes in Goldthwaite cost 10% below the national median of $410,000. This makes Goldthwaite a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Goldthwaite?
20% Down Payment
$73,660
on $368,300
Monthly P&I
$1,921/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,440/mo
incl. taxes & insurance
Income Needed
$97,600
gross annual (30% rule)
10% Down Option
$36,830
+ PMI applies
Loan Amount (20% dn)
$294,640
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Goldthwaite, TX?
The median home value in Goldthwaite is $368,300 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.2% year-over-year.
How much have home prices changed in Goldthwaite?
Over the past year, home values in Goldthwaite have increased by 7.2%. Over five years, prices have risen approximately 14.6%.
How much do I need to earn to buy a home in Goldthwaite?
To comfortably afford the median home price of $368,300 with a 20% down payment ($73,660) at today's rates (6.8%), you'd need a gross annual income of approximately $97,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Goldthwaite compare to the national average home price?
The national median home value is approximately $410,000. At $368,300, homes in Goldthwaite are 10% below the national average.