Market Overview
Home Prices in Graford, TX
The median home value in Graford, TX is $674,812 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Graford are priced65% above average. Graford is part of the Mineral Wells, TX metro area.
Over the past five years, Graford home values have risen by approximately28.4%, reflecting strong long-term appreciation in this market.
Price History
Graford Home Price Trend
City Comparison
Graford vs. National Median
At $674,812, homes in Graford cost 65% above the national median of $410,000. Buyers in Graford should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Graford?
20% Down Payment
$134,962
on $674,812
Monthly P&I
$3,519/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,469/mo
incl. taxes & insurance
Income Needed
$178,760
gross annual (30% rule)
10% Down Option
$67,481
+ PMI applies
Loan Amount (20% dn)
$539,850
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Graford, TX?
The median home value in Graford is $674,812 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Graford?
Over the past year, home values in Graford have increased by 2.7%. Over five years, prices have risen approximately 28.4%.
How much do I need to earn to buy a home in Graford?
To comfortably afford the median home price of $674,812 with a 20% down payment ($134,962) at today's rates (6.8%), you'd need a gross annual income of approximately $178,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Graford compare to the national average home price?
The national median home value is approximately $410,000. At $674,812, homes in Graford are 65% above the national average.
What metro area is Graford part of?
Graford is part of the Mineral Wells, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.