Market Overview
Home Prices in Graham, TX
The median home value in Graham, TX is $213,675 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.5% compared to a year ago and down 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Graham are priced48% below average.
Over the past five years, Graham home values have risen by approximately32.5%, reflecting strong long-term appreciation in this market.
Price History
Graham Home Price Trend
2020
$135,499
$135K
—
2021
$161,216
$161K
+19.0%
2022
$199,044
$199K
+23.5%
2023
$205,218
$205K
+3.1%
2024
$212,944
$213K
+3.8%
2025
$212,688
$213K
-0.1%
2026
$213,675
$214K
+0.5%
City Comparison
Graham vs. National Median
🏠 Graham
$213,675
National Median
$410,000
At $213,675, homes in Graham cost 48% below the national median of $410,000. This makes Graham a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Graham?
20% Down Payment
$42,735
on $213,675
Monthly P&I
$1,114/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,415/mo
incl. taxes & insurance
Income Needed
$56,600
gross annual (30% rule)
10% Down Option
$21,368
+ PMI applies
Loan Amount (20% dn)
$170,940
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Graham, TX?
The median home value in Graham is $213,675 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.5% year-over-year.
How much have home prices changed in Graham?
Over the past year, home values in Graham have increased by 0.5%. Over five years, prices have risen approximately 32.5%.
How much do I need to earn to buy a home in Graham?
To comfortably afford the median home price of $213,675 with a 20% down payment ($42,735) at today's rates (6.8%), you'd need a gross annual income of approximately $56,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Graham compare to the national average home price?
The national median home value is approximately $410,000. At $213,675, homes in Graham are 48% below the national average.