Market Overview
Home Prices in Granite Shoals, TX
The median home value in Granite Shoals, TX is $357,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.8% compared to a year ago and down 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Granite Shoals are priced13% below average.
Over the past five years, Granite Shoals home values have risen by approximately12.0%, reflecting steady appreciation in this market.
Price History
Granite Shoals Home Price Trend
2020
$252,965
$253K
—
2021
$319,504
$320K
+26.3%
2022
$409,617
$410K
+28.2%
2023
$383,265
$383K
-6.4%
2024
$381,532
$382K
-0.5%
2025
$375,791
$376K
-1.5%
2026
$357,837
$358K
-4.8%
City Comparison
Granite Shoals vs. National Median
🏠 Granite Shoals
$357,837
National Median
$410,000
At $357,837, homes in Granite Shoals cost 13% below the national median of $410,000. This makes Granite Shoals a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Granite Shoals?
20% Down Payment
$71,567
on $357,837
Monthly P&I
$1,866/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,370/mo
incl. taxes & insurance
Income Needed
$94,800
gross annual (30% rule)
10% Down Option
$35,784
+ PMI applies
Loan Amount (20% dn)
$286,270
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Granite Shoals, TX?
The median home value in Granite Shoals is $357,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.8% year-over-year.
How much have home prices changed in Granite Shoals?
Over the past year, home values in Granite Shoals have decreased by 4.8%. Over five years, prices have risen approximately 12.0%.
How much do I need to earn to buy a home in Granite Shoals?
To comfortably afford the median home price of $357,837 with a 20% down payment ($71,567) at today's rates (6.8%), you'd need a gross annual income of approximately $94,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Granite Shoals compare to the national average home price?
The national median home value is approximately $410,000. At $357,837, homes in Granite Shoals are 13% below the national average.