Market Overview
Home Prices in Gruver, TX
The median home value in Gruver, TX is $188,222 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.7% compared to a year ago and down 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gruver are priced54% below average.
Price History
Gruver Home Price Trend
2024
$170,406
$170K
—
2025
$170,077
$170K
-0.2%
2026
$188,222
$188K
+10.7%
City Comparison
Gruver vs. National Median
🏠 Gruver
$188,222
National Median
$410,000
At $188,222, homes in Gruver cost 54% below the national median of $410,000. This makes Gruver a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Gruver?
20% Down Payment
$37,644
on $188,222
Monthly P&I
$982/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,247/mo
incl. taxes & insurance
Income Needed
$49,880
gross annual (30% rule)
10% Down Option
$18,822
+ PMI applies
Loan Amount (20% dn)
$150,578
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gruver, TX?
The median home value in Gruver is $188,222 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.7% year-over-year.
How much have home prices changed in Gruver?
Over the past year, home values in Gruver have increased by 10.7%.
How much do I need to earn to buy a home in Gruver?
To comfortably afford the median home price of $188,222 with a 20% down payment ($37,644) at today's rates (6.8%), you'd need a gross annual income of approximately $49,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Gruver compare to the national average home price?
The national median home value is approximately $410,000. At $188,222, homes in Gruver are 54% below the national average.