Market Overview
Home Prices in Gunter, TX
The median home value in Gunter, TX is $665,946 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.4% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gunter are priced62% above average. Gunter is part of the Sherman-Denison, TX metro area.
Over the past five years, Gunter home values have risen by approximately35.9%, reflecting strong long-term appreciation in this market.
Price History
Gunter Home Price Trend
City Comparison
Gunter vs. National Median
At $665,946, homes in Gunter cost 62% above the national median of $410,000. Buyers in Gunter should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Gunter?
20% Down Payment
$133,189
on $665,946
Monthly P&I
$3,473/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,411/mo
incl. taxes & insurance
Income Needed
$176,440
gross annual (30% rule)
10% Down Option
$66,595
+ PMI applies
Loan Amount (20% dn)
$532,757
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gunter, TX?
The median home value in Gunter is $665,946 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.4% year-over-year.
How much have home prices changed in Gunter?
Over the past year, home values in Gunter have decreased by 2.4%. Over five years, prices have risen approximately 35.9%.
How much do I need to earn to buy a home in Gunter?
To comfortably afford the median home price of $665,946 with a 20% down payment ($133,189) at today's rates (6.8%), you'd need a gross annual income of approximately $176,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Gunter compare to the national average home price?
The national median home value is approximately $410,000. At $665,946, homes in Gunter are 62% above the national average.
What metro area is Gunter part of?
Gunter is part of the Sherman-Denison, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.