Market Overview
Home Prices in Harlingen, TX
The median home value in Harlingen, TX is $199,141 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.8% compared to a year ago and down 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harlingen are priced51% below average. Harlingen is part of the Brownsville-Harlingen, TX metro area.
Over the past five years, Harlingen home values have risen by approximately22.3%, reflecting strong long-term appreciation in this market.
Price History
Harlingen Home Price Trend
City Comparison
Harlingen vs. National Median
At $199,141, homes in Harlingen cost 51% below the national median of $410,000. This makes Harlingen a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harlingen?
20% Down Payment
$39,828
on $199,141
Monthly P&I
$1,039/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,320/mo
incl. taxes & insurance
Income Needed
$52,800
gross annual (30% rule)
10% Down Option
$19,914
+ PMI applies
Loan Amount (20% dn)
$159,313
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harlingen, TX?
The median home value in Harlingen is $199,141 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.8% year-over-year.
How much have home prices changed in Harlingen?
Over the past year, home values in Harlingen have decreased by 1.8%. Over five years, prices have risen approximately 22.3%.
How much do I need to earn to buy a home in Harlingen?
To comfortably afford the median home price of $199,141 with a 20% down payment ($39,828) at today's rates (6.8%), you'd need a gross annual income of approximately $52,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Harlingen compare to the national average home price?
The national median home value is approximately $410,000. At $199,141, homes in Harlingen are 51% below the national average.
What metro area is Harlingen part of?
Harlingen is part of the Brownsville-Harlingen, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.