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📍 Harwood, TX · Zillow ZHVI · July 2026

Average Home Price in
Harwood, TX

Austin-Round Rock-Georgetown, TX metro area · Gonzales County County

Median Home Value
$440,501
↓ 8.6% year-over-year
vs. National Median
$410,000
Harwood is 7% above
Est. Monthly Payment
$2,297/mo
20% down · 6.8% rate
Income Needed
$117K
gross annual (30% rule)
Median Home Value
$440,501
↓ 8.6% year-over-year
Down Payment (20%)$88,100
Monthly P&I$2,297/mo
With Taxes & Ins.~$2,917/mo
Income Needed$116,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Harwood, TX

The median home value in Harwood, TX is $440,501 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.6% compared to a year ago and up 0% from two years prior.

Compared to the U.S. national median of $410,000, homes in Harwood are priced7% above average. Harwood is part of the Austin-Round Rock-Georgetown, TX metro area.

City Comparison

Harwood vs. National Median

🏠 Harwood
$440,501
National Median
$410,000

At $440,501, homes in Harwood cost 7% above the national median of $410,000. Buyers in Harwood should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Harwood?

20% Down Payment
$88,100
on $440,501
Monthly P&I
$2,297/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,917/mo
incl. taxes & insurance
Income Needed
$116,680
gross annual (30% rule)
10% Down Option
$44,050
+ PMI applies
Loan Amount (20% dn)
$352,401
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Harwood, TX?
The median home value in Harwood is $440,501 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.6% year-over-year.
How much have home prices changed in Harwood?
Over the past year, home values in Harwood have decreased by 8.6%.
How much do I need to earn to buy a home in Harwood?
To comfortably afford the median home price of $440,501 with a 20% down payment ($88,100) at today's rates (6.8%), you'd need a gross annual income of approximately $116,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Harwood compare to the national average home price?
The national median home value is approximately $410,000. At $440,501, homes in Harwood are 7% above the national average.
What metro area is Harwood part of?
Harwood is part of the Austin-Round Rock-Georgetown, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.