Market Overview
Home Prices in Howe, TX
The median home value in Howe, TX is $241,635 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.6% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Howe are priced41% below average. Howe is part of the Sherman-Denison, TX metro area.
Over the past five years, Howe home values have risen by approximately15.2%, reflecting steady appreciation in this market.
Price History
Howe Home Price Trend
2020
$177,471
$177K
—
2021
$209,759
$210K
+18.2%
2022
$253,451
$253K
+20.8%
2023
$261,319
$261K
+3.1%
2024
$265,962
$266K
+1.8%
2025
$264,453
$264K
-0.6%
2026
$241,635
$242K
-8.6%
City Comparison
Howe vs. National Median
🏠 Howe
$241,635
National Median
$410,000
At $241,635, homes in Howe cost 41% below the national median of $410,000. This makes Howe a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Howe?
20% Down Payment
$48,327
on $241,635
Monthly P&I
$1,260/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,600/mo
incl. taxes & insurance
Income Needed
$64,000
gross annual (30% rule)
10% Down Option
$24,164
+ PMI applies
Loan Amount (20% dn)
$193,308
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Howe, TX?
The median home value in Howe is $241,635 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.6% year-over-year.
How much have home prices changed in Howe?
Over the past year, home values in Howe have decreased by 8.6%. Over five years, prices have risen approximately 15.2%.
How much do I need to earn to buy a home in Howe?
To comfortably afford the median home price of $241,635 with a 20% down payment ($48,327) at today's rates (6.8%), you'd need a gross annual income of approximately $64,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Howe compare to the national average home price?
The national median home value is approximately $410,000. At $241,635, homes in Howe are 41% below the national average.
What metro area is Howe part of?
Howe is part of the Sherman-Denison, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.