Market Overview
Home Prices in Hutto, TX
The median home value in Hutto, TX is $337,629 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.2% compared to a year ago and down 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hutto are priced18% below average. Hutto is part of the Austin-Round Rock-Georgetown, TX metro area.
Over the past five years, Hutto home values have fallen by approximately4.4%, reflecting softening conditions in this market.
Price History
Hutto Home Price Trend
City Comparison
Hutto vs. National Median
At $337,629, homes in Hutto cost 18% below the national median of $410,000. This makes Hutto a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hutto?
20% Down Payment
$67,526
on $337,629
Monthly P&I
$1,761/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,236/mo
incl. taxes & insurance
Income Needed
$89,440
gross annual (30% rule)
10% Down Option
$33,763
+ PMI applies
Loan Amount (20% dn)
$270,103
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hutto, TX?
The median home value in Hutto is $337,629 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.2% year-over-year.
How much have home prices changed in Hutto?
Over the past year, home values in Hutto have decreased by 7.2%. Over five years, prices have fallen approximately 4.4%.
How much do I need to earn to buy a home in Hutto?
To comfortably afford the median home price of $337,629 with a 20% down payment ($67,526) at today's rates (6.8%), you'd need a gross annual income of approximately $89,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Hutto compare to the national average home price?
The national median home value is approximately $410,000. At $337,629, homes in Hutto are 18% below the national average.
What metro area is Hutto part of?
Hutto is part of the Austin-Round Rock-Georgetown, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.