Market Overview
Home Prices in Ingram, TX
The median home value in Ingram, TX is $323,429 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.4% compared to a year ago and down 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ingram are priced21% below average. Ingram is part of the Kerrville, TX metro area.
Over the past five years, Ingram home values have risen by approximately5.7%, reflecting steady appreciation in this market.
Price History
Ingram Home Price Trend
2020
$256,833
$257K
—
2021
$305,965
$306K
+19.1%
2022
$355,927
$356K
+16.3%
2023
$354,378
$354K
-0.4%
2024
$351,468
$351K
-0.8%
2025
$334,851
$335K
-4.7%
2026
$323,429
$323K
-3.4%
City Comparison
Ingram vs. National Median
🏠 Ingram
$323,429
National Median
$410,000
At $323,429, homes in Ingram cost 21% below the national median of $410,000. This makes Ingram a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ingram?
20% Down Payment
$64,686
on $323,429
Monthly P&I
$1,687/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,142/mo
incl. taxes & insurance
Income Needed
$85,680
gross annual (30% rule)
10% Down Option
$32,343
+ PMI applies
Loan Amount (20% dn)
$258,743
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ingram, TX?
The median home value in Ingram is $323,429 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.4% year-over-year.
How much have home prices changed in Ingram?
Over the past year, home values in Ingram have decreased by 3.4%. Over five years, prices have risen approximately 5.7%.
How much do I need to earn to buy a home in Ingram?
To comfortably afford the median home price of $323,429 with a 20% down payment ($64,686) at today's rates (6.8%), you'd need a gross annual income of approximately $85,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Ingram compare to the national average home price?
The national median home value is approximately $410,000. At $323,429, homes in Ingram are 21% below the national average.
What metro area is Ingram part of?
Ingram is part of the Kerrville, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.