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📍 Iredell, TX · Zillow ZHVI · July 2026

Average Home Price in
Iredell, TX

Stephenville, TX metro area · Bosque County County

Median Home Value
$340,352
↓ 0.4% year-over-year
vs. National Median
$410,000
Iredell is 17% below
Est. Monthly Payment
$1,775/mo
20% down · 6.8% rate
Income Needed
$90K
gross annual (30% rule)
Median Home Value
$340,352
↓ 0.4% year-over-year
Down Payment (20%)$68,070
Monthly P&I$1,775/mo
With Taxes & Ins.~$2,254/mo
Income Needed$90,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Iredell, TX

The median home value in Iredell, TX is $340,352 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 2.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Iredell are priced17% below average. Iredell is part of the Stephenville, TX metro area.

City Comparison

Iredell vs. National Median

🏠 Iredell
$340,352
National Median
$410,000

At $340,352, homes in Iredell cost 17% below the national median of $410,000. This makes Iredell a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Iredell?

20% Down Payment
$68,070
on $340,352
Monthly P&I
$1,775/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,254/mo
incl. taxes & insurance
Income Needed
$90,160
gross annual (30% rule)
10% Down Option
$34,035
+ PMI applies
Loan Amount (20% dn)
$272,282
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Iredell, TX?
The median home value in Iredell is $340,352 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Iredell?
Over the past year, home values in Iredell have decreased by 0.4%.
How much do I need to earn to buy a home in Iredell?
To comfortably afford the median home price of $340,352 with a 20% down payment ($68,070) at today's rates (6.8%), you'd need a gross annual income of approximately $90,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Iredell compare to the national average home price?
The national median home value is approximately $410,000. At $340,352, homes in Iredell are 17% below the national average.
What metro area is Iredell part of?
Iredell is part of the Stephenville, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.